Finemeter

Speeding fines

A speeding fine in Great Britain is not one number. It is a route — fixed penalty or court — and the court route answers with a range around a starting point, capped by the statutory maximum for the offence you were actually charged with.

How much

There are two answers, and the letter decides which one is yours

Almost every wrong figure in this market comes from mixing them. One is a flat amount that ends the matter; the other is a percentage of what you earn in a week.

If your case is dealt with out of court, the answer is a single figure and it does not move: the fixed penalty for speeding is £100, with 3 penalty points endorsed on your licence. It is set by order as a flat amount. It does not rise with your speed, it does not fall if you pay quickly, and it takes no account whatever of what you earn. Paying it discharges your liability for the offence, and no conviction ever occurs.

If the case goes before a court instead, the arithmetic changes completely. The court works out which of three bands your recorded speed falls into at the posted limit, and each band is expressed as a percentage of relevant weekly income — a starting point with a range around it, capped by the statutory maximum for the offence you were actually charged with. That is why an honest answer for the court route is a range and not a number, and why any site quoting you one figure for it is quoting something the guideline does not say.

You do not choose which route you are on. It follows from what was sent to you, from the speed recorded, and from decisions that are not yours to make. The calculator below asks you which one you are in rather than guessing, and it asks for a weekly income that you are entirely free to withhold — if you do, it uses the figure a court itself assumes when it has no information, and it says so under every answer.

The words people use

A “speeding ticket” is one of three documents, and the name on it decides the rest

Nearly everyone calls it a ticket. This site calls it by the name printed on it, because that name is what tells you which of the two answers above is yours.

What people call a speeding ticket is, here, one of three named instruments: a fixed penalty notice, a conditional offer, or a notice of intended prosecution. Each one names itself on its own face, and that name is the most useful thing on it. So the answer to “is a speeding ticket a fixed penalty notice” is that it may well be one — and it may equally be either of the other two, which are separate instruments running on their own periods.

That distinction is the boundary the rest of this page is built around. A fixed penalty notice is an offer of the opportunity to discharge liability to conviction by paying a fixed penalty: pay it, and the out-of-court answer above — the flat amount and the endorsement that comes with it — is the whole of it, and no conviction ever occurs. A conditional offer is a different instrument on a longer clock. A notice of intended prosecution comes before either, and the period on it governs whether the matter can be pursued at all. Read the name on your own document first, then read the tier it puts you in.

The two things most often asked about a ticket are each answered once on this page rather than twice over. What a speeding ticket costs and how many points a speeding ticket carries both take the shape the section above sets out — one flat figure out of court, a range in court — and the licence side of it is given band by band in what each band does to your licence. If what you want is how long it takes to arrive, or how long you have to pay, those are questions about the periods printed on the paperwork, and they are laid out in full further down this page and on the fixed penalty notice page’s deadlines rail.

The calculator

Work out a speeding fine

Choose the posted limit, the speed as recorded, the road and the route. The court arm asks for a weekly income and is perfectly happy if you would rather not say.

Your details

The speed as recorded
The road

The offence this selects

RTRA 1984 s.89(1)

Exceeding speed limit

Maximum Level 3 — £1,000

The route the case takes

This is not the driver’s choice. It is where the case actually goes, and the notice you were sent tells you which one you are on.

The answer

Fixed penalty

Fixed penalty

£100

3 penalty points

Fixed penalty: £100. Paying it discharges liability without a conviction.

There is no early-payment discount on a fixed penalty in Great Britain. The period on the notice is a suspended enforcement period — proceedings may not be brought while it runs — not a window in which the amount is lower.

What this calculator assumes

  • Enter the speed AS RECORDED — the figure the notice states, not an adjusted one.
  • Enter the speed as recorded. No measurement tolerance is applied here, because none is stated anywhere in this site’s sources — the payload carries no tolerance figure for Great Britain at all.
  • The court answer is a RANGE around a starting point, not a prediction. A court may depart from the guideline, and the figures here are the guideline’s own.
  • This answers for an offence committed TODAY. The statutory maximum is taken from the guideline’s level table, which does not vary by jurisdiction or by offence date; the date-banded standard scale renders in full on the penalties page, where it is a payload fact rather than an input here.

Route

Which tier you are on, and why it decides everything else

The fixed penalty is not the mild end of the court scale. It is a different disposal with a different pricing logic, and paying it means no conviction occurs at all.

Fixed penalty

£100

A flat amount and 3 points. Not means-tested.

  • Band A

    50%

    of relevant weekly income · range 25–75%

  • Band B

    100%

    of relevant weekly income · range 75–125%

  • Band C

    150%

    of relevant weekly income · range 125–175%

Disqualification

The court may disqualify

From Band B upwards the guideline gives two arms, and this site never picks one.

The fixed penalty is not Band Zero: paying it discharges liability without a conviction ever occurring (RTOA 1988 s.52(1)). The court tier prices a fine as a percentage of weekly income. Two logics, one boundary.

Sourced-guideline — Sentencing Council, not legislationSentencing Council, “Speeding (Revised 2017)” and “Approach to the assessment of fines”fetched 2026-08-03

Speed bands

Which band a recorded speed falls into

Six posted limits, three bands each. These are the guideline’s own rows — this site offers no limit it does not state.

Read across from the posted limit, not from how far over you were. The bands are defined by the recorded speed at that limit, and the same margin over the limit lands in different bands at different limits — which is why a rule of thumb like “ten over” tells you nothing useful here. The market’s own way of putting it is the right one: you were doing a particular speed in a particular limit, and that pair is what the table takes.

The top band in each row is open-ended: it has a floor and no ceiling, and the guideline adds that where an offender is driving grossly in excess of the speed limit the court should consider a disqualification longer than the band’s own maximum. No numeric definition of “grossly in excess” appears anywhere on the guideline page, so none appears here either.

← swipe to see the whole table →

Recorded speed ranges resolving to bands A, B and C at each posted speed limit
Posted limitBand ABand BBand C
20 mph21–30 mph31–40 mph41 mph and above
30 mph31–40 mph41–50 mph51 mph and above
40 mph41–55 mph56–65 mph66 mph and above
50 mph51–65 mph66–75 mph76 mph and above
60 mph61–80 mph81–90 mph91 mph and above
70 mph71–90 mph91–100 mph101 mph and above

Sourced-guideline — Sentencing Council, not legislationSentencing Council, “Speeding (Revised 2017)”, Steps 1–2 tablefetched 2026-08-03

Points and disqualification

What each band does to your licence

For the two higher bands the guideline gives the court two alternatives, not a sequence. Both are shown; this site never picks one, because the choice is the court’s.

Endorsement is obligatory for this offence — the schedule says so — so “a fine but no points” is not among the outcomes. What varies with the band is the number of points and whether the court disqualifies instead of endorsing them.

In the two upper bands the entry reads as a genuine either/or: a disqualification for a period within a stated range, or a points figure. A page that reports only the points arm has quietly deleted the more serious half of the answer, and a page that reports only the disqualification has done the reverse. The table keeps both.

← swipe to see the whole table →

What each speed band does to the fine and to the licence
BandFineDisqualificationOr, instead, points
Band A50% of relevant weekly income · range 25–75%3 points
Band B100% of relevant weekly income · range 75–125%7–28 days4–6 points
Band C150% of relevant weekly income · range 125–175%7–56 days6 points

The blank in the lowest band is the guideline’s own: its entry for that band states a points figure and no disqualification alternative. A blank here means the source shows nothing there, never that we could not find it.

Must endorse and may disqualify. If no disqualification impose 3–6 points. Where an offender is driving grossly in excess of the speed limit the court should consider a disqualification in excess of 56 days.

Sourced-guideline — Sentencing Council, not legislationSentencing Council, “Speeding (Revised 2017)”, points and disqualification rowfetched 2026-08-03

The offence

Motorway speeding is a different offence, not a flag

This is the one structural fact competitor pages flatten, and flattening it produces the wrong statutory maximum.

Exceeding a speed limit on an ordinary road is one offence. A motorway is a special road, its speed limits are imposed by regulations made for it, and speeding there is contravening those regulations — a separate entry in the schedule with a separate, higher maximum. The guideline’s header note about a higher level on a motorway and the schedule’s unconditional lower level for the ordinary offence are therefore not in conflict: they describe two different offences.

It matters in exactly one place, and it is a place that matters: the ceiling. The percentage arithmetic is the same, but the cap it is clamped by is not, so the same band at the same income can produce different answers on the two roads. That is why the calculator’s road control selects an offence rather than ticking a box, and why the provision changes on screen when you switch it.

← swipe to see the whole table →

The two statutory speeding offences and their maxima
ProvisionOffenceMaximumDisqualification
RTRA 1984 s.89(1)Exceeding speed limitLevel 3Discretionary
RTRA 1984 s.17(4)Use of special road contrary to scheme or regulationsLevel 4Discretionary if committed in respect of a motor vehicle otherwise than by unlawfully stopping or allowing the vehicle to remain at rest on a part of a special road on which vehicles are in certain circumstances permitted to remain at rest. Obligatory if committed as mentioned in the entry in column 5.

Sourced — legislationRTOA 1988 Sch.2 Pt.Ilegislation.gov.ukSLD current text, fetched 2026-08-02

Normal road
RTRA 1984 s.89(1) — Level 3, maximum £1,000
Motorway
RTRA 1984 s.17(4) — Level 4, maximum £2,500

What the law does not say

There is no statutory “level 4 if motorway” version of s.89(1)

Motorway speeding is a DIFFERENT OFFENCE, not a variant of the ordinary one: it is contravening the regulations made for a special road (RTRA 1984 s.17(4)), which carries a higher statutory maximum than exceeding a speed limit (RTRA 1984 s.89(1)). There is no statutory “level 4 if motorway” version of s.89(1).

RTRA 1984 s.89(1) · RTRA 1984 s.17(4)

Statutory maxima

The ceiling on a court fine

Whatever the percentage arithmetic produces, a fine must not exceed the statutory maximum for the level the offence carries.

Maximum fines in road traffic law are almost never written as amounts. They are written as a level on the standard scale, and a separate table says what each level is worth. The offence carries the level; the scale carries the money; and on a high enough income the scale, not the percentage, is what actually decides the answer. When that happens the calculator says so rather than letting the number look like arithmetic.

The scale is not identical everywhere. In England and Wales it is date-banded — which column applies depends on when the offence was committed, not on today’s date — while Scotland has a single flat table. At the current column the two agree for the levels speeding uses, so nothing on this page changes between them, and the catalogue page shows both tables in full rather than averaging them away.

The standard scale as it applies to offences committed today in England and Wales
LevelMaximum
Level 1£200
Level 2£500
Level 3£1,000
Level 4£2,500
Level 5£5,000

Offence committed on/after 1 October 1992 (current)

Sourced — legislationSentencing Act 2020 s.122(1)-(2)legislation.gov.ukpost-PCSC-Act-2022 text, in force 28.06.2022

Two official sources disagree

When level 5 became unlimited: two official sources, one day apart

  • SI 2015/504 art.2

    states that the commencing provision came into force on 12 March 2015.

  • Sentencing Council, fines material

    states that level 5 is unlimited for offences committed after 13 March 2015.

It does not affect speeding, which carries level 3 or level 4 — both still capped — so nothing on this page changes either way. Neither reading is picked here — both are shown, because choosing one silently would present a decision as a fact.

Court bands

Why the answer is a range, and what income it rests on

A court fine is a percentage of relevant weekly income inside a band range. The starting point is where the guideline begins, not where a court must end.

“Relevant weekly income” is a defined term, and the definition is the reason this site can answer the question at all. Where an offender is employed or self-employed and that income is more than the guideline’s floor after tax and national insurance, the actual income is the relevant weekly income. Where the only source of income is state benefit, or where income after tax and national insurance is at or below that floor, the relevant weekly income is deemed to be £120 a week. Where income varies, the guideline says a court should ordinarily take an average of 4 to 6 weeks’ income.

And where there is no information at all, the guideline gives the court a figure to proceed on: £440 a week. That is the single most useful number on this page for a visitor who does not want to type their earnings into a website. It is not our estimate, not a national average and not a guess about you — it is the court’s own stated assumption in the absence of means information, and it is what the calculator uses until you tell it otherwise. Every court-tier answer on this site carries a line saying which of the three bases produced it, because a number whose basis is invisible is a number a reader cannot check.

The readings below are worked at that assumed figure on an ordinary road. Enter your own weekly income in the calculator and all three move together; leave it blank and this is what a court would start from.

Band A

  • Range minimum

    £110

  • Starting point

    £220

  • Range maximum

    £330

Statutory maximum · Level 3

£1,000

50% of relevant weekly income · range 25%–75%.

Band B

  • Range minimum

    £330

  • Starting point

    £440

  • Range maximum

    £550

Statutory maximum · Level 3

£1,000

100% of relevant weekly income · range 75%–125%.

Band C

  • Range minimum

    £550

  • Starting point

    £660

  • Range maximum

    £770

Statutory maximum · Level 3

£1,000

150% of relevant weekly income · range 125%–175%.

Sourced-guideline — Sentencing Council, not legislationSentencing Council, “Approach to the assessment of fines”fetched 2026-08-03

A figure you will not find here

What a guilty plea takes off

The fines material says that where a guilty plea has been entered the fine should be reduced by the appropriate proportion, and then points at a separate guideline for what that proportion is. That separate guideline is not among this site’s sources, so no percentage, proportion or worked example for a plea reduction appears anywhere on this site. It is a real reduction; we simply cannot tell you its size without citing something we have not read.

Deadlines

Paying, and the periods on the paperwork

Four periods appear in this process and they start from four different events. Treating them as one number is the single most common mistake made about these notices.

The period printed on a fixed penalty notice — 21 days from the date of the notice, or longer if the notice says so — is a suspended enforcement period. Proceedings may not be brought while it runs, and paying within it bars them permanently. It is not a discount window: the amount is the same on the last day as on the first, and there is no early-payment rate in Great Britain at all.

A conditional offer is a different instrument on a longer clock — 28 days — and the two must never be merged. Before either of them, a separate and much shorter period governs whether the matter can be pursued at all: a notice of intended prosecution has 14 days from the commission of the offence. And if you are asked in writing who was driving, that request has its own 28 days and its own separate offence for failing to answer it.

If a fixed penalty goes unpaid, the statute provides that a sum equal to the penalty plus one half of it — £150 where the penalty is £100 — may be registered for enforcement as a fine. The permissive word is the Act’s own and is preserved here rather than tightened into a threat. The same Act supplies the counterweight: someone who was wrongly served may make a statutory declaration within 21 days of notice of the registration, which voids it.

  1. Read which instrument you were sentA fixed penalty notice and a conditional offer look similar and run on different clocks. The document names itself; start there rather than with a calendar.
  2. Answer the driver-identity request first, if you had oneIt is a separate requirement with its own period and its own offence for failing to comply. It does not wait for the rest of the process.
  3. Pay, or ask for the matter to be heard in courtBoth routes go to the body named on your own notice. Choosing court means the court tier applies, with everything that follows from being priced on income rather than a flat figure.

Sourced — legislationRTOA 1988 ss.1, 52(3)(a), 55(3), 64(2), 72, 73, 75 · RTA 1988 s.172legislation.gov.ukSLD current text, fetched 2026-08-02

The letter

Is this real?

A reasonable question, asked constantly, and one where the honest answer is about what the law requires rather than about what the envelope looks like.

This market identifies the letter — the speeding ticket, as nearly everyone calls it — by its envelope, and the search results are full of confident claims about colour, window position and franking. Our sources contain none of that. The Act describes what a notice must do — a notice of intended prosecution must reach you within 14 days of the offence; a fixed penalty notice is defined as an offer of the opportunity to discharge liability to conviction by paying a fixed penalty; a driver-identity request must be answered within 28 days — and says nothing whatever about how the paperwork is printed or posted. So we will not tell you what colour a genuine one is.

What can be said is what a genuine notice contains and who it comes from. It names an offence, a date, a vehicle and an issuing authority — a police force, or in Scotland the procurator fiscal for a conditional offer — and it tells you what it is asking of you and by when. If any of that is missing, or if the document arrives by a route that gives you no way to check it, the thing to do is go to the authority it names through that authority’s own published contact details, rather than through a link, a number or an address printed on the document itself.

This site cannot verify a notice for you and does not try. It holds no records, has no connection to any force or court, and asks for no notice reference — there is nothing it could look up even if you wanted it to.

The official service

Pay a court fine or a fixed penalty

The police force or court named on your notice

The government’s own index of where a motoring penalty is paid or contested. Which body it is depends on your notice, which is why this links to the index rather than to one force.

This site never asks for a driving licence number, a National Insurance number, a notice reference or a date of birth, and it renders no lookup form. Use the service above.

Pay a court fine or a fixed penalty

What a calculator can and cannot tell you

The tool on this page works out what the sources say about a speed at a limit. It cannot tell you whether a particular document is genuine, whether a particular force will act on a particular reading, or what a court will decide on the day. Those are three different kinds of unknowable, and a site that answers them anyway is guessing.

Where you were stopped

Scotland and Wales

Wales shares England’s regime for everything on this page. Scotland shares most of it and diverges in stated places — and this site shows both readings rather than picking one.

Wales first, because the question is asked often and the answer is short: the offences, the fixed penalty, the standard scale and the sentencing guideline used in Wales are the England and Wales ones. Nothing on this page changes at the Welsh border, and there is no separate Welsh speeding fine to look up.

Scotland is a different legal system operating largely under the same Westminster statute. The offences are the same, the fixed penalty is the same, and the standard scale resolves to the same amounts at the levels speeding uses — but the scale itself is built differently, as a single flat table rather than the date-banded one used in England and Wales. The clearest procedural difference is who makes a conditional offer: in England and Wales it comes from a constable or a vehicle examiner, and in Scotland the procurator fiscal has that role. The most consequential difference of all is not about speeding at all — Scotland’s prescribed alcohol limits are lower, deliberately so, and a driver crossing the border is subject to the limit where the driving happens.

The one thing this site does not answer for is Northern Ireland. The Road Traffic Offenders Act 1988 does not extend there, Northern Ireland runs its own separate regime, and none of it is among our sources. Saying so is more useful than quietly presenting Great Britain figures as United Kingdom ones.

These differ by jurisdiction — who may make a conditional offer of a fixed penalty

England & Wales

A constable, or a vehicle examiner.

Scotland

The procurator fiscal, or a constable or vehicle examiner by the routes the section provides for.

RTOA 1988 s.75

These differ by jurisdiction — how the standard scale is built

England & Wales

Date-banded: which column applies is decided by when the offence was committed.

Scotland

A single flat table, with no date-banding.

Sentencing Act 2020 s.122(1)-(2) · Criminal Procedure (Scotland) Act 1995 s.225(1)-(2)

Where this applies. This site answers for England and Wales and for Scotland. It does not answer for Northern Ireland: the Road Traffic Offenders Act 1988 does not extend there (s.99(7)), and Northern Ireland runs a separate Road Traffic (Northern Ireland) Order regime that is not among this site’s sources. Figures here are Great Britain figures, not UK-wide ones.

Drink driving

The prescribed limit, and the border it changes at

Not a speeding matter, but the one place on this site where the two jurisdictions diverge most consequentially — so it lives beside the calculator a cross-border driver came for.

Scotland’s limits are lower than England and Wales’s

Scotland’s prescribed limits are LOWER than England and Wales’s. A reading that is under the limit on one side of the border can be over it on the other, and that is the single most consequential thing a cross-border driver can misunderstand.

RTA 1988 s.11(2) · S.S.I. 2014/328 reg.2

The reading

Where the alleged offence happened
Which specimen
The reading you were given

Against the prescribed limit

Choose a jurisdiction first. England & Wales and Scotland have different prescribed limits, and this site will not pick one for you.

This compares a reading you enter against the prescribed limit for the jurisdiction you chose. It does not estimate anyone’s alcohol level and it is not evidence of anything.

What the law does not say

There is no longer a “replacement specimen” option at the low end

Until 2015 a driver whose breath reading was at the low end could insist on a blood or urine sample instead. That right was abolished across the United Kingdom on 10 April 2015 and the subsection which created it is now blank in the statute. Any site still quoting a “50 µg” or “31 µg” replacement-specimen threshold is quoting a provision that no longer exists. The prescribed limits above are unaffected — those live in s.11(2), which is in force.

RTA 1988 s.8(2), omitted 10.04.2015 · Deregulation Act 2015 s.115(7), Sch.11 para.1(1) · S.I. 2015/994 art.4

Sourced — legislationRTA 1988 s.11(2) · S.S.I. 2014/328legislation.gov.ukSLD current text, fetched 2026-08-02

Every figure sourced from legislation or Sentencing Council guideline, with the citation for each.