Work out what the notice on your doormat actually means
Great Britain runs two tiers with a hard boundary through the middle: an out-of-court fixed penalty that ends the matter without a conviction, and a court fine priced as a percentage of weekly income. Which one you are in changes what every other number means.
- England, Wales & Scotland
- Every figure cited
- No ads, no cookies, no lookups
Three numbers
The three figures most of this market is looking for
All three come straight from the payload beneath this site. None is an average, an estimate or a typical case.
How this works
Three steps, and the first one is the one that matters
- Find out which ROUTE you are onFixed penalty or court. It changes what kind of thing every other number is — one ends the matter without a conviction, the other is priced on your income.
- Read the amount as what it isA fixed penalty is a flat figure. A court fine is a RANGE around a starting point, capped by the statutory maximum for the offence you were charged with.
- Check the clocks separatelyThe periods on a notice are different clocks that start from different events. Merging them is the most common mistake in this market.
Had a letter?
Start with which route it is
Everything else on this site follows from that one answer, and the letter itself tells you.
The two tiers
An out-of-court disposal, and — separately — a court fine
These are not two ends of one scale. The fixed penalty discharges liability without a conviction ever occurring; the court tier is a different process with a different pricing logic.
£100
A flat amount and 3 points. Not means-tested.
- Band A
50%
of relevant weekly income · range 25–75%
- Band B
100%
of relevant weekly income · range 75–125%
- Band C
150%
of relevant weekly income · range 125–175%
The court may disqualify
From Band B upwards the guideline gives the court two arms, and this site never picks one for you.
The rule of this diagram: the fixed penalty is not Band Zero. It is a different kind of thing, which is why it stands outside the rail. Presenting an out-of-court disposal as the mild end of the court scale is the comprehension error this market’s content makes most often.
Speeding
Work out a speeding fine
Choose the posted limit, the speed as recorded, the road and the route. The court arm asks for a weekly income and is perfectly happy if you would rather not say.
Your details
The offence this selects
RTRA 1984 s.89(1)
Exceeding speed limit
Maximum Level 3 — £1,000
This is not the driver’s choice. It is where the case actually goes, and the notice you were sent tells you which one you are on.
The answer
Fixed penaltyFixed penalty
£100
3 penalty points
Fixed penalty: £100. Paying it discharges liability without a conviction.
There is no early-payment discount on a fixed penalty in Great Britain. The period on the notice is a suspended enforcement period — proceedings may not be brought while it runs — not a window in which the amount is lower.
What this calculator assumes
- Enter the speed AS RECORDED — the figure the notice states, not an adjusted one.
- Enter the speed as recorded. No measurement tolerance is applied here, because none is stated anywhere in this site’s sources — the payload carries no tolerance figure for Great Britain at all.
- The court answer is a RANGE around a starting point, not a prediction. A court may depart from the guideline, and the figures here are the guideline’s own.
- This answers for an offence committed TODAY. The statutory maximum is taken from the guideline’s level table, which does not vary by jurisdiction or by offence date; the date-banded standard scale renders in full on the penalties page, where it is a payload fact rather than an input here.
Scheme and statute
Speed awareness courses
The most-searched thing in this market, and the least statutory thing on this site. Even a teaser carries its provenance.
Speed awareness courses are run by police forces and course providers under UKROEd. Part of the scheme is on the statute book: RTOA 1988 ss.90G–90I put the charging regime on a statutory basis, and S.I. 2025/238 prescribes the qualifying courses and bars a repeat course inside the period it states. What no Act and no statutory instrument sets is the FEE or the speed thresholds that decide who is offered a place — those are force practice, and they vary by force. Each claim below carries the label our own research gave it, unchanged.
Attributed to force guidance — not to legislation.
Everything on this site
Where to go next
What the law does not say
The findings competitor pages get wrong
A statutory absence is a finding, and it ships as content. Each of these is cited exactly as a value is.
What the law does not say
The victim surcharge does not apply to a fixed penalty notice
Sentencing Act 2020 s.42(1) · RTOA 1988 s.52(1)
What the law does not say
There is no early-payment discount
RTOA 1988 s.52(3)(a) · s.78
What the law does not say
The fixed penalty is not means-tested
RTOA 1988 Part III
What the law does not say
There is no statutory “level 4 if motorway” version of the speeding offence
RTRA 1984 s.89(1) · RTRA 1984 s.17(4)
What the law does not say
No guilty-plea percentage appears anywhere on this site
Sentencing Council fines guideline
What the law does not say
The Act does not extend to Northern Ireland
RTOA 1988 s.99(7)
Two jurisdictions
England & Wales and Scotland, side by side
Where the sources diverge, both readings are shown. This site never picks one for you, and jurisdiction is a control inside a page — never a redirect.
These differ by jurisdiction — the prescribed alcohol limit, in breath
England & Wales
Scotland
RTA 1988 s.11(2) · S.S.I. 2014/328 reg.2
Where this applies. This site answers for England and Wales and for Scotland. It does not answer for Northern Ireland: the Road Traffic Offenders Act 1988 does not extend there (s.99(7)), and Northern Ireland runs a separate Road Traffic (Northern Ireland) Order regime that is not among this site’s sources. Figures here are Great Britain figures, not UK-wide ones.
Common questions
Common questions
If the case is dealt with out of court, the fixed penalty is £100 and 3 penalty points. That amount is set by order as a flat figure: it does not go up or down with your income, your speed or whether it is your first time. If the case goes to court instead, the fine is worked out as a percentage of relevant weekly income inside a band, capped by the statutory maximum for the offence — so there is no single "first-time" number for that route. Nothing in our sources sets a lower amount for a first offence, and nothing sets a higher one for a repeat: what changes with history is the points total and what a court may do about it.
71 mph in a 70 mph limit is inside band A of the sentencing guideline’s own table — band A at that limit runs from 71 mph to 90 mph. So on the guideline, yes: that speed is an offence and it sits in the lowest of the three bands. What our sources do not contain is a tolerance. There is no statutory margin above a posted limit, this site models none, and whether a particular force acts on a particular reading is force practice rather than law — we cannot tell you, and neither can any other site.
31 mph in a 30 mph limit falls in band A. Through the fixed-penalty route that is 3 penalty points; if a court deals with it in band A the guideline gives 3 points. Endorsement is obligatory for this offence either way — the schedule says so — which is why "just a fine, no points" is not an outcome the sources describe. Being offered a speed awareness course instead is a separate matter, run by forces and providers rather than by statute, and no threshold on any site turns it into a promise.
Two different records, and the distinction matters. Paying a fixed penalty for an endorsable offence puts an endorsement and its penalty points on your driving record — that is what "endorsable" means. It does not produce a criminal conviction: the notice discharges liability to conviction by payment (RTOA 1988 s.52(1)), so no court convicts you and there is no sentence. In the ordinary case where no disqualification is ordered, the endorsement runs for 4 years from the date of the offence. How long points are counted for a totting-up calculation is a different clock again, and the penalty points page sets the two out side by side.
The question usually means the notice of intended prosecution, which is the first clock and the shortest: for the offences the Act flags, a warning at the time, a summons, or a notice of intended prosecution must reach you within 14 days of the offence (RTOA 1988 s.1), with stated exceptions — including where there was an accident, or where your address could not be found with reasonable diligence. That is not the same clock as the 21 days on the notice itself, which is a suspended enforcement period, nor the 28 days a conditional offer runs for, nor the 28 days you have to say who was driving. Four periods, four starting events, and merging them is the most common mistake made about these notices.
Both exist, and which applies depends on the route your case takes. The out-of-court fixed penalty is a flat amount with a flat points figure and it is NOT means-tested. The court-tier fine is priced as a percentage of relevant weekly income inside a band range, capped by the statutory maximum for the offence. Conflating the two is the most common error in this market.
No. There is no early-payment discount on a fixed penalty in Great Britain. The period stated on the notice is a suspended enforcement period — proceedings may not be brought while it runs, and paying within it bars them permanently — not a window in which the amount is lower. Readers arriving from a European system where a reduced early rate exists should note the difference.
No. The victim surcharge is a duty a COURT owes when it deals with an offender by sentencing them (Sentencing Act 2020 s.42(1) — the duty formerly in Criminal Justice Act 2003 s.161A, which was repealed on 1 December 2020). A fixed penalty notice is an out-of-court disposal that discharges liability without a conviction ever occurring (RTOA 1988 s.52(1)), so there is no sentence for a surcharge to attach to. This is a real, cited absence, and it is one competitor pages routinely get wrong.
No, and that is a deliberate limit rather than an omission. The Road Traffic Offenders Act 1988 does not extend to Northern Ireland (s.99(7)); Northern Ireland runs a separate Road Traffic (Northern Ireland) Order regime that is not in this site’s sources. This site answers for England and Wales and for Scotland.
Not everywhere. England & Wales and Scotland share Westminster statute for most of this, but they diverge in several stated places — most consequentially, Scotland’s prescribed alcohol limits are LOWER. Where the sources diverge, this site shows both readings side by side and does not pick one for you.
Yes. Motorway speed limits are imposed by regulations made for a special road, and speeding there is contravening those regulations (RTRA 1984 s.17(4)) — a different offence, with a higher statutory maximum, from exceeding a speed limit (RTRA 1984 s.89(1)). There is no statutory “level 4 if motorway” variant of s.89(1); the guideline’s wording and the schedule’s rows describe two offences, not a conflict.
Unknown at national level, and this site will not invent a figure. The course is run by police forces and providers, and the power to charge for it is statutory — RTOA 1988 ss.90G–90I, with regulations in S.I. 2025/238 — but those regulations deliberately set no standard fee and no ceiling, and no primary source publishes a national fee or a national fee range. The amount is set by the provider and the force that offered the course, and your own notice or booking page is the only authority on what yours costs.
No, and deliberately so. This site never asks for a driving licence number, a National Insurance number, a notice reference or a date of birth, and it renders no lookup form. The official service is the DVLA’s “View your driving licence information”; the relevant pages here link straight out to it.
Yes, and it is a separate mechanism rather than a lower rung of the same ladder. Under the Road Traffic (New Drivers) Act 1995 a driver who reaches the Act’s points threshold during the probationary period has their licence REVOKED by the Secretary of State — the Act’s word is “must” — which is a different thing from a court disqualification.
The fines guideline points at a separate guideline for that, and that separate guideline is not among this site’s sources. So no proportion, percentage or figure for a guilty-plea reduction appears anywhere on this site. That is a gap in what we can cite, stated plainly, rather than a number borrowed from somewhere unverified.
Where these answers come from
Start here
Work out what your notice actually says
No account, no lookup, no licence number. Choose the limit and the speed, and read the answer with its sources attached.